What Does General Insurance Cover

A general insurance policy by definition, covers all the non-life related entities or situations. In simpler terms, a life insurance policy usually looks after the death-related risks and compensations. Whereas a general insurance policy offers coverage for other aspects or entities that have substantial financial value.

General insurance is a wider category and includes several insurance types under its umbrella. Here are some of the most prominent ones.

  • Health Insurance
  • Motor Insurance
  • Home Insurance
  • Marine Insurance
  • Travel Insurance
  • Commercial Insurance
  • Rural Insurance

The above policies again can be further broken down into smaller categories. The entities that each of these policies covers pose a lot of financial risks. Thus, having a general insurance ensures that you are not any type of financial stress should there be any damage or loss to the above entities. Some of the most common risks that these entities are open to include fire, floods, earthquake, …


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